NZ Super is the common name for New Zealand Superannuation. It is a taxable pension paid to those who meet the criteria. It is paid fortnightly on a Tuesday. To be eligible, you must be aged 65 or over and meet length of residency and other requirements. Other overseas living arrangements may also give you eligibility. Specific criteria may apply for some Pacific Islands. Contact Work and Income for more information (freephone 0800 552 002).
Apply to Work and Income about a month before turning 65. Internet users can apply online using MyMSD (using the online help if necessary) or you can contact Work and Income for a form. If you need assistance, phone Work and Income and staff will advise. Should you need to visit Work and Income, make an appointment first.
The amount you receive depends on your circumstances and living arrangements. The NZ Super rates are adjusted 1 April each year. If you have paid work you will still get NZ Super although it may affect your income tax rate.
If you have a partner who doesn’t already qualify for their own NZ Super/Veteran’s Pension and they still need financial help, they will need to apply for another benefit of their own. Work and Income can help you work out the best option.
Single people or those considered to be single and living alone (including those whose partner lives in residential care) may be eligible to receive the Living Alone rate of NZ Super or Veteran’s Pension. Visitors can stay with you for up to 13 weeks in any 26-week period without this payment being affected.
You must inform Work and Income of any change in your circumstances that might affect payments, such as overseas travel or relationship changes.
A Veteran’s Pension, paid at the same rates as NZ Super, may be available to those who have qualifying operational service (confirmed by Veterans’ Affairs) and who meet other criteria.
Updated: 8 Mar 2024